OrthoNY

Is my insurance accepted and what will treatment cost?

Yes, most major insurance providers cover physical therapy at OrthoNY in Schenectady. We participate in a range of plans, including private insurance, Medicare, workers’ compensation, and no-fault carriers. Coverage and out-of-pocket costs vary depending on the patient’s specific plan, deductible, and co-pay requirements.

What should I know about insurance verification and billing before my first visit?

Our administrative team is available to verify benefits and walk patients through the billing process before their first visit. For patients requiring pre-authorization or a referral, we can help coordinate the necessary paperwork and communicate with providers.

How can I understand my insurance coverage and costs?

Understanding your insurance is important. We encourage all patients to contact their insurance company to ask about coverage for physical therapy services, including how many visits are included per year and any cost-sharing requirements.

Do you offer self-pay options for high-deductible plans or uninsured patients?

Yes. For patients with a high-deductible plan or who are uninsured, we also offer self-pay options and flexible payment arrangements.