Phillip Rhoads MD

Internal Medicine • Loveland, CO

Home/Loveland/Internal Medicine/Phillip Rhoads MD

About

NoCo Primary Care in Loveland, Colorado, led by Phillip Rhoads MD and Sarah Kray PA, offers direct primary care for the entire family with transparent monthly pricing and no insurance billing. The clinic provides acute and chronic disease management, same or next-day appointments, secure app-based communication with providers, in-office procedures including skin lesion removal and joint injections, and discounted labs and medications.

Book appointment Call clinic Visit website

Clinic Type

Internal Medicine

Address

Loveland, Colorado (NoCo Primary Care)

Phone

866-349-5355

Email

info@nocoprimarycare.com

Opening Hours

Not published — contact the clinic to confirm hours.

Website

https://www.nocoprimarycare.com/

Telehealth

Available via HIPAA compliant app (virtual visits)

Services Offered

Direct Primary Care for the entire family
Access to doctor via HIPAA compliant app (secure text, pictures, video)
Acute illness and chronic disease management
Same or next day appointments for acute needs
In-office procedures (skin lesion removal/freezing, joint injection, laceration repair)
Discounted labs and imaging
Wholesale +10% cost on many medications
Unlimited visits with no co-pays or office visit charges
Discounted DOT exams
New memberships with enrollment and upfront fees
Family memberships available
Clear monthly pricing
NoCo Primary Care (Loveland, Colorado) focus
Health share/catastrophic coverage options offered
Enrollment via secure online enrollment and messaging app invitation

Technology & Equipment

HIPAA compliant app for secure text, pictures, and video
secure online enrollment
in-house lab/imaging discounting systems

Team

Phillip Rhoads MD — Physician
Sarah Kray PA — Physician Assistant

Insurance & Payment

Direct Primary Care
Health Share options? (mentioned)

NoCo Primary care does not bill insurance; mentions catastrophic coverage options and Health Share pairing

Monthly membership pricing, $85/month (various age-based rates), one-time $50 enrollment fee + pro-rated first month, family pricing

Savings plan: Direct Primary Care model with upfront monthly memberships and discounts on labs, imaging, and medications

Languages Spoken

—

Pricing

$85/month: Age 27 and up ($70/mo for second adult)
$55/month: Age 18-26
$45/month: Age 0-17 (with enrolled adult)
$230/month: Family of 4 ($25 each additional child under 18)
One-time $50/person enrollment fee, plus pro-rated first month's fee

Current Offers

New member enrollment — $85/month: Age 27 and up ($70/mo for second adult)

Family plan — Family of 4: $230/month ($25 each additional child under 18)

Age bands — $55/month: Age 18-26; $45/month: Age 0-17 (with enrolled adult)

Awards & Accreditations

Consumer Reports Smart Money Move for 2019

Social Media

Twitter

Photos

What Patients Say

Overall sentiment across review platforms: very positive

FindMyDirectDoctor: 5.0 out of 5 stars (3 reviews listed on the FindMyDirectDoctor platform)

Patients praise

Compassionate and knowledgeable care
Unrushed appointments
Friendly and accessible staff
Effective communication and listening skills
Holistic approach to healing

Common complaints

None reported in available online reviews

"Dr. Rhoads is by far one of the most compassionate, knowledgable and helpful doctors I know. Instead of feeling like 'just another patient', he consistently takes time to hear what I have to say and respects me as a person and a patient."

— Patient testimonial on NoCo Primary Care website

"The absolute best doctor I have ever experienced in my entire life. Dr. Rhoads is sincere, open-minded, compassionate, understanding, persistent, and smart."

— Review on FindMyDirectDoctor

Synthesized from public review platforms as of Jul 10, 2026 — sources: [1][2][3][4].